Agent Net Sheet and Closing Cost Tools

The Mandel Team | eXp Realty
Client and agent details (optional, prints on the header)

Your name, phone, email, and last-used commission rates are remembered on this device. Client name and address are never saved.

Seller Net Sheet Calculator

Commissions are negotiable. Enter your agreed rate.
Enter 0 if not offered.
Owner's title policy paid by
Usual practice: buyer pays in Broward, seller pays in Palm Beach. The contract (paragraph 9(c)) decides.
State cap $299, plus $119 if rushed, plus $179 if delinquent.
Use the most recent tax bill.

Scenario A uses the inputs above. Leave a rate blank to match A.

Estimate

Buyer Closing Cost Calculator

Financing
Owner's title policy paid by
Usual practice: buyer pays in Broward, seller pays in Palm Beach. The contract (paragraph 9(c)) decides.
Usually a seller cost under the standard contract.

Estimate

Mortgage Payment Calculator

Default: Freddie Mac 30-year average, week of Oct 15, 2026. A weekly national average, not a quote. Enter the rate your lender quotes you.
2026 adopted millage. Your tax bill or property appraiser record shows the exact millage code.
2026 adopted millage. Your tax bill or property appraiser record shows the exact taxing district.
Up to $51,411 off assessed value for 2026: $25,000 on all taxes, plus up to $26,411 more on non-school taxes. File with the property appraiser by March 1.
After a sale the home is reassessed at just value. 100% of the price is a conservative estimate.
Leave blank to use the area above. 1 mill is $1 per $1,000 of taxable value.
Flat charges on the tax bill, such as solid waste, fire, or drainage. See the current bill.
Use your insurance quote, including wind and flood if required.
Applied only when the down payment is under 20%.

Estimate

Refinance Closing Cost Calculator

Also used as the unpaid balance for the substitution loan rate.
If your current loan had a lender's title policy, the substitution loan rate may apply (same lender, or any lender on a new loan of $250,000 or more). The lowest eligible promulgated rate is used.
Principal and interest only, for break-even.

Estimate

These calculators provide estimates for general information only. They are not a Loan Estimate, a title insurance quote, a commitment to lend, or legal or tax advice. Actual fees, taxes, premiums, and prorations vary with the property, lender, title company, contract terms, and closing date, and items marked as estimates are placeholders you can change. Title premiums follow Florida promulgated rates; your Closing Disclosure may show title charges differently under federal disclosure rules. Please confirm all figures with your title company, closing agent, and lender before making decisions. Rates last checked Oct 21, 2026.

The Mandel Team | eXp Realty | (954) 751-4360